--- title: Settled funds Details description: How do settled funds work with the addy system? --- [Skip to content](https://learning.addyinvest.com/a-note-on-settled-funds#main-content) English Show submenu for translations ![addy logo.png\]](https://learning.addyinvest.com/hs-fs/hubfs/logos%20-%20addy/addy%20logo.png?height=40&name=addy%20logo.png) Open main navigation Close main navigation - English Show submenu for translations - [Go to addyinvest.ca](https://addyinvest.ca/) [Go to addyinvest.ca](https://addyinvest.ca/?hsLang=en) Hello 👋 How can we help you? - There are no suggestions because the search field is empty. 1. [addy Help Centre](https://learning.addyinvest.com/?hsLang=en) 2. [Information for Issuers](https://learning.addyinvest.com/information-for-issuers?hsLang=en) 3. [General](https://learning.addyinvest.com/information-for-issuers?hsLang=en#general) # Settled funds Details ## How do settled funds work with the addy system? ### EFT Chargeback Period The Client acknowledges that subscribers whose subscriptions are accepted through a Closing Authorization may initiate a chargeback (or similar action) for at least 90 days after their funds are transferred to the Company’s trust account. As a result, the subscription funds may be revoked or withheld. The Client understands that the Company cannot prevent chargebacks and is not responsible for any resulting financial consequences. ### Interac Payments Interac payments received by the addy system are considered guaranteed funds. Once sent, they cannot be reversed or reclaimed by the sender’s financial institution. ### Private Issuer - Wire Transfers As a private issuer, you can record wire transfers received in your own bank account to close transactions within the addy system. It is your responsibility to ensure all wire transfer details are accurate before finalizing a transaction. This includes verifying the amounts, recipient information, and records. If an error occurs, you must correct it promptly. If the transaction has already been closed, you must update the records to reflect the correct details. 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