Card issuers can now control the minimum and maximum contribution amounts for each type of funding — EFT, Interac, and Wire.
When a dealer issues their own investment card on addy, they now have the ability to define custom contribution limits for each funding method. That means you can set your own minimum and maximum amounts for:
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EFT (Electronic Funds Transfer)
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Interac e-Transfer
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Wire transfers
These limits are helpful for managing compliance requirements, avoiding operational headaches (like dealing with very small deposits), and keeping risk in check based on how funds are moving into the system.
For example, you might want to:
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Require a minimum of $5,000 for wire transfers, since they’re costly to process
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Cap Interac contributions at $3,000 to reduce fraud exposure
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Avoid small EFTs under $50 that are a pain to reconcile
Members will see the allowed range right in the funding screen when they go to make a contribution. If they try to enter an amount that falls outside your set limits, they’ll get an error that says:
“The amount you entered does not meet the contribution limits for this funding method. Please enter an amount between $[min] and $[max] for [EFT / Interac / Wire] contributions as set by the issuer.”
These settings are configured by the dealer during card setup and can be updated later through the admin panel.
This feature is only available to dealers who issue their own cards and is enforced across both the app interface and direct API calls — so members can’t bypass your limits.
It’s a simple but powerful tool to help you manage capital intake your way, whether you want to reduce noise from small transactions or tailor limits to fit your own funding policies.