When a member completes KYC and agrees to your disclaimer, your card is automatically added to their wallet — giving you scoped access to their verified investor profile and transactions.
🔍 How It Works
When a member goes through the investment flow for one of your offerings on addy:
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They complete their Know Your Client (KYC) step.
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They’re presented with your Issuer Disclaimer (customized to your firm).
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Once they agree, your card is automatically added to their wallet.
This all happens in the background — no manual action needed from the member.
🔓 What You Gain Access To
Once your card is added, you get scoped access to the member’s profile — meaning you can only see the data and activity related to your card. This includes:
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✅ KYC Information (name, address, date of birth, etc.)
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✅ PEP Status (Poically Exposed Person)
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✅ Government-issued ID (e.g. driver’s license, passport)
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✅ Linked Bank Account (from EFT or Plaid)
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✅ Suitability Profile (based on member responses)
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✅ Transactions & Investment History tied to your offerings
📌 You won’t be able to see anything related to other issuers or cards in the member’s wallet.
🧾 Compliance Context
This access is granted only after the member agrees to your legal disclaimer, which serves as your authorization to collect and use their personal information under Canadian securities regulations (NI 31-103 and privacy laws).
It allows you to:
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Fulfill your own KYC and suitability obligations
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Show only your card’s transactions in their wallet
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Track and manage onboarding for your investors
💼 In Practice
After the card is added:
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You’ll see the investor in your issuer dashboard.
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Their transactions will be scoped to your card only.
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Any future investments with you will automatically be tied to the same card.
No additional opt-in or manual process is required unless the member revokes access (rare).
🔒 Member Controls
While you gain access to this data:
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The member must agree to your disclaimer before the card is added.
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They can request to revoke access or remove your card through addy support.
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You’re responsible for maintaining proper records and security around their personal information.
✅ Summary
Once a member completes KYC and agrees to your disclaimer, your card is automatically added to their wallet. You gain access to the data you need to comply with securities regulations and ma your relationship with that member — but only for transactions tied to your offerings.