--- title: Wallet Transactions Page description: How to read and reconcile EFT activity in your wallet --- [Skip to content](https://learning.addyinvest.com/wallet-transactions-page#main-content) English Show submenu for translations ![addy logo.png\]](https://learning.addyinvest.com/hs-fs/hubfs/logos%20-%20addy/addy%20logo.png?height=40&name=addy%20logo.png) Open main navigation Close main navigation - English Show submenu for translations - [Go to addyinvest.ca](https://addyinvest.ca/) [Go to addyinvest.ca](https://addyinvest.ca/?hsLang=en) Hello 👋 How can we help you? - There are no suggestions because the search field is empty. 1. [addy Help Centre](https://learning.addyinvest.com/?hsLang=en) 2. [Information for Card Issuers](https://learning.addyinvest.com/information-for-card-issuers?hsLang=en) 3. [EFT](https://learning.addyinvest.com/information-for-card-issuers?hsLang=en#eft) # Wallet Transactions Page ## How to read and reconcile EFT activity in your wallet ![Screenshot 2025-09-22 at 2.12.59 PM](https://learning.addyinvest.com/hs-fs/hubfs/Screenshot%202025-09-22%20at%202.12.59%20PM.png?width=688&height=358&name=Screenshot%202025-09-22%20at%202.12.59%20PM.png) The **Transactions** tab in your wallet is where you’ll see all deposit and withdrawal activity tied to a Issued Card. This page is designed to give dealers a clear picture of what’s waiting to be processed, what’s already in motion, and how to match it against your bank records. ### Pending Deposits 💸 This shows the total amount of investor funds that have been added to their wallets but not yet swept into your trust account. - These funds are waiting to be included in an **EFT debit file**. - Once you generate and upload that file to your bank, the funds will move out of “pending” and into your trust account. ### Pending Withdrawals ↗️ This shows the total amount of investor withdrawals or refunds that have been requested but not yet sent out. - These funds are waiting to be included in an **EFT credit file**. - Once you generate and upload that file to your bank, the payouts will move out of “pending” and into investors’ external accounts. ### EFT File History Every time you generate an EFT file (debit or credit), it shows up here with key details: - **Date**: The day the EFT file was generated. > Note: This is the generation date only. The actual settlement with your bank usually takes up to **7 business days**. - **File Number**: A unique identifier for that batch. - **Type**: Either **Deposit** (debits from investors) or **Withdrawal** (credits to investors). - **Count**: Number of transactions in the file. - **Amount**: The total dollar value of the batch. - **Status**: - *Processing*: File has been generated and submitted. - *Completed*: File has been fully settled by the bank. - *Failed*: File was rejected. - **Actions**: Download the EFT file for your records or for troubleshooting. ### Reconciling with Your Bank When it’s time to reconcile: 1. Start with the **Date** and **Amount** in your EFT File History. 2. Use the **7-business-day window after the file generation date** as your reference period in your bank statement. 3. Look for a transaction in your trust account that matches the EFT file amount. 4. If it matches, the batch cleared correctly. 5. 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